{"id":5026,"date":"2022-08-13T17:17:42","date_gmt":"2022-08-13T17:17:42","guid":{"rendered":"https:\/\/corbroker.pt\/?page_id=5026"},"modified":"2022-10-17T19:57:09","modified_gmt":"2022-10-17T19:57:09","slug":"specific-duties-of-information","status":"publish","type":"page","link":"https:\/\/corbroker.pt\/en\/specific-duties-of-information\/","title":{"rendered":"Specific duties of information"},"content":{"rendered":"
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Specific Duties of Information
\n(Article 31 of Law 7\/2019, of 16 January)\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Identification<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corbroker - Corretores de Seguros, S.A., with registered office at Av. 5 de Outubro, 17 - 2\u00ba andar, 1050-047 Lisboa (telephone 213245140), holder of Legal Person Identity Card no. 503239470, registered at the Lisbon Commercial Registry Office, with Share Capital of 71,000 euros, insurance intermediary registered on 27.01.2007, at the register of ASF - Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es (ASF) (Portuguese Insurance Supervisor), with the category of Insurance Broker, under the no. 607083914\/3, with authorisation to engage in the business of insurance distribution in the Life and Non-Life segments, which can be checked and confirmed at www.asf.com.pt<\/a>, informs its clients, pursuant to and for the purposes of Article 31 of the Legal Rules on the Distribution of Insurance and Reinsurance (RJDSR) (Law 7\/2019, of 16 January), that:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\r\n Certificate of Intermediate<\/a>\r\n <\/h3>\r\n

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Independence<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It does not have any participation in, nor is it directly or indirectly held by, any Insurer.<\/p>

Corbroker carries on its business independently from the Insurers, conducting impartial analyses of a sufficient number of insurance contracts available in the market to enable it to make a recommendation, in line with professional criteria, on the insurance contract most suited to the Client's needs.<\/p>

As applicable, Corbroker will inform the client of the names of the insurance companies it works with when these are relevant to the requirements and needs presented.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Intervention<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corbroker's intervention goes beyond simply helping the client to sign the insurance contract, as assistance is provided all the while the contract remains valid. Corbroker is authorised to receive premiums to be passed on to the insurance company, and also reverse premiums and indemnities to be paid out to policyholders, insured persons, beneficiaries or injured third parties.<\/p>

In general terms, Corbroker is authorised to enter into insurance agreements in the name of and on behalf of insurance companies, but it may never propose or assume in its own name coverage of risks, which is the exclusive competence of the insurance companies, pursuant to the applicable legislation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Advice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corbroker provides advice based on an impartial analysis of a sufficiently large number of different insurance contracts available on the market, to enable it to make a recommendation, in line with professional criteria, on the insurance contract most suited to the Client's needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Remuneration<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corbroker's remuneration (whether fixed or variable) for the activity of distributing insurance, may consist of:<\/p>