In recent years, the healthcare system in Portugal has faced significant challenges, which has led many people and companies to consider taking out health insurance.

The National Health Service (SNS), despite being an important pillar of Portuguese society, is under pressure, with long waiting times and a growing demand for medical services.

In this context, health insurance has emerged as an effective solution for both individuals and companies.

Main advantages

Faster access and freedom of choice

Health insurance gives you quick access to appointments, tests and surgeries, without the long waits of the NHS. It also gives you the freedom to choose doctors and hospitals, either within or outside the agreed network of healthcare providers.

Cover for mental health expenses and support

Insurance significantly reduces the cost of consultations and examinations, which can be a huge saving. Many plans also include psychology and psychiatry consultations, which are not always easily accessible on the NHS.

Cover for serious illnesses

One of the most important advantages is cover for treatment and monitoring of serious illnesses such as cancer or heart disease, which often require expensive treatment and prolonged monitoring. Health insurance helps guarantee quick access to specialists and advanced technologies. Prevention, through check-ups and incentives for a healthy lifestyle, is a priority.

Online medicine

Most insurers offer free or even lower-cost access to medical consultations (general medicine and some specialities) by telephone or video call.

The great advantage of this service is that it is provided in the comfort of the client's home, avoiding a trip to a hospital.

Prevention

There are insurance companies on the market that are also committed to prevention, either by offering customers completely free check-ups or by providing programmes to support the adoption of a healthy lifestyle.

 

Corbroker is available to study health insurance with the right characteristics for you or your company.

 

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The growing impact of health insurance on Portuguese lives

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